Thanks to Dave's book, we no longer have any debt besides our home. We were able to buy a decent car last week with cash; it was a great feeling! You should have seen the look on the woman's face at the DMV when she confirmed how much cash we paid for our car while getting it registered. I got the feeling that she must not see this very often. We haven't had a car payment in years and will never have one again, if we can help it.
I don't say this to brag but to share what is possible with a good plan. We are definitely not rich. I know and have experienced the stress that financial struggles bring and want everyone to experience this level of "freedom" we feel in our family. It was certainly not easy, cutting out things that we wanted in the short-term for what we wanted more in the long-term.